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When funds arrive in a Collection Account, what happens next depends on whether the incoming currency matches one of your holding currencies on your Tazapay balance.
ScenarioOutcome
Incoming currency is a holding currencyFunds are credited and held in the same currency. No conversion takes place.
Incoming currency is not a holding currencyThe funds are converted to your primary holding currency at Tazapay’s prevailing FX rate and credited in that currency.
This means you can choose to hold balances in the same currencies you collect in — useful for natural-hedge use cases — or consolidate everything into a single primary currency.

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Managing Your Holding Currencies

You can configure which currencies you want to hold on your Tazapay balance. See:

Viewing Balances

See your current balances across currencies.

Enabling Additional Currencies

Add new holding currencies to your balance.

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Tracking FX on Collects

When an incoming collect is converted, the FX details are captured on the resulting balance transaction. The balance_transaction_id will be present on the collect object — so you can trace the full chain from collect → FX conversion → credited balance directly from the collect. See the FX Transaction object for the field-level schema and Balance Transactions for tracking and reconciliation.