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Tazapay allows you to hold funds in multiple currencies within your account. Each Tazapay account supports:
  • One primary holding currency
  • Multiple enabled holding currencies
Funds received into your account are credited to holding balances based on the following currency allocation rules. These rules govern how incoming collections and outgoing payouts interact with your enabled holding currencies.

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Holding Currency Allocation rules

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Incoming Funds (Collects)

When a collection is completed, funds are credited to your account as follows:
  1. If the collect currency matches one of your enabled holding (balance) currencies, the funds are credited directly to the corresponding currency balance.
  2. If the collect currency does not match any enabled holding (balance) currency, the funds are automatically converted into your primary holding currency and credited to that balance.

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Example

Incoming CurrencyEnabled Holding CurrenciesPrimary Holding CurrencyResult
USDUSD, EURUSDCredited to USD balance
EURUSD, EURUSDCredited to EUR balance
JPYUSD, EURUSDAuto-converted to USD
GBPGBP onlyGBPCredited to GBP balance

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Outgoing Funds (Payouts)

When a payout is initiated, funds are debited from your account as follows:
  1. If the payout currency matches one of your enabled holding currencies, the payout is funded directly from that holding balance.
  2. If the payout currency does not match any enabled holding currency, the payout is funded from the primary holding currency, with an automatic FX conversion applied at the time of payout execution.

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Example

Payout CurrencyEnabled Holding CurrenciesPrimary Holding CurrencyResult
USDUSD, EURUSDDebited from USD balance
EURUSD, EURUSDDebited from EUR balance
JPYUSD, EURUSDAuto-converted from USD
GBPGBP onlyGBPDebited from GBP balance