Overview - Introduction to Tazapay

USD payouts to the United States are supported across three domestic rails. Each rail has different availability, settlement speed, and transaction limits — choose based on your use case:

Network	What it is
Fedwire	The Federal Reserve’s RTGS system for high-value, time-critical payments between US financial institutions. The backbone of domestic USD settlement, widely used for corporate treasury, institutional, and B2B transactions.
RTP	Instant payment rail operated by The Clearing House, enabling real-time, irrevocable credit transfers 24/7/365. The first new core payment rail built in the US in over 40 years, with broad reach across major US banks.
FedNow	Instant payment rail operated by the Federal Reserve, enabling real-time credit transfers 24/7/365. Launched in July 2023, FedNow provides a federally operated alternative to RTP with broad participation from US financial institutions.

Overview

Tazapay supports local payouts to the United States in USD through the following networks:

Network	Supported Modes
Fedwire	B2B, B2C
RTP	B2B, B2C
FedNow	B2B, B2C

Things to note

All local networks support B2B and B2C modes only.
Fedwire operates on US business days (Mon–Fri) with an effective payout cutoff of 6:00 PM ET. Early closure at 2:00 PM ET may apply on any business day preceding a US federal holiday, including Fridays.
RTP and FedNow operate 24/7/365 with no cutoff.