Cross-border USD Wire Payouts
Cross-border USD wire payouts are routed through the Fedwire settlement system and delivered internationally via the SWIFT network. Unlike local USD rails, this corridor is not restricted to US-domiciled beneficiaries — any country whose banking system participates in SWIFT and holds USD correspondent relationships can receive payments through this route. This corridor is best suited for international B2B supplier settlements, corporate treasury transfers, and ad hoc cross-border payments where USD is the settlement currency and same-day finality is required if initiated within the cut-off.When to use this corridor
Use Fedwire / SWIFT when:- You need to pay a beneficiary inside/outside the US in USD
- Same-day or next-business-day settlement is required
- The payment is a B2B supplier settlement, treasury transfer, or enterprise disbursement
- The beneficiary’s bank participates in the SWIFT network and supports USD correspondent settlement
Supported Networks
Key Things to Note
- Payouts can be sent to beneficiaries in any country, provided their bank participates in SWIFT and supports USD settlement.
- This corridor operates on US business days only. Payouts initiated after the effective cutoff are processed on the next available US business day.
- Final delivery to the beneficiary is subject to the receiving bank’s internal processing timelines and may vary by country or institution.