Cross-Border USD Wire (via Fedwire/SWIFT)

Release type: New Guide (Documentation) Applies to: Payouts — Cross-Border USD Wire

What’s new

Page	Summary
Overview	Supported networks, modes, and key things to note for cross-border USD wire payouts
Fedwire / SWIFT	Mandatory fields, cutoff schedule, limits, and settlement details for cross-border USD wire

Field	Detail
Supported Modes	B2B and B2C
Reach	Global — any country where the receiving bank participates in SWIFT and supports USD settlement
Limits	1,000,000 USD per transaction
Settlement	Same day (if initiated within cutoff)
Cutoff	Effective close 6:00 PM ET; early closure at 2:00 PM ET on days preceding US federal holidays
Beneficiary Statement Narrative	Ultimate Remitter name + memo field (not guaranteed — subject to recipient bank)
Merchant Onboarding	Entity and UBO details required