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Blik is a popular real-time payment method in Poland, allowing users to make secure transactions online, in-store, or via mobile apps using a unique 6-digit code generated in their banking app. It supports instant transfers and is widely accepted.

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How It Works

  • Users link their bank accounts to the BLIK system through their mobile banking app.
  • Payments are made using a unique 6-digit BLIK code generated by the user’s banking app. This code is valid for a short period.
  • The user enters the BLIK code on the merchant’s website or at a POS terminal.
  • The user then confirms the transaction in their banking app.

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Payment Method type

Users can use the below payment method type to create a transaction using BLIK in the available geography
  • Poland: blik_pln

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Functionality

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Limits and Expiration

The following is the upper and lower limits for BLIK transactions:
  • Minimum Limit: USD 0.01
  • Maximum Limit: USD 11548
The default expiration for a transaction is 55 seconds.

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User Experience

Redirect Experience For more details, please click here.