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Create Payout Quote API Changes

We have enhanced payout quotes to support holding amount–driven quote creation, allowing merchants to define the payout amount in any one of the available holding (balance) currencies while Tazapay automatically derives the final payout amount after deducting fees. This gives more control when the primary reference amount is the holding amount rather than the destination or payout amount.

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Why This Matters

  • Better control over balances – Ideal for scenarios where merchants want to fully utilise or precisely cap the use of their holding balance for a payout.
  • Reduced manual calculations – No need to pre-calculate net payout amount after fees; Tazapay handles this automatically from the holding amount.
  • Fewer payout failures – Built-in validation reduces payout errors caused by insufficient funds once fees are applied.

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Impact on Existing Flows

Existing payout quote flows that use payout amount or destination amount continue to work as before, and this new holding amount option is available without breaking current integrations.