> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Fund Transfer Networks

> Learn about Fund Transfer Networks

Local payouts support **fund transfer networks**, allowing visibility into—and where supported, selection of—the actual network used to deliver funds.

## Payout Object

### New Fields

A new optional `local` object is added to the payout object.

| Field | Sub-field               | Type | Mandatory | Description                                |
| ----- | ----------------------- | ---- | --------- | ------------------------------------------ |
| local |                         | json | N         | Fields specific to local payouts           |
|       | fund\_transfer\_network | enum | N         | Fund transfer network used for the payout. |

**Notes**

* Represents the actual network used to deliver funds
* Certain corridors allow Tazapay users to specify the network, for others it is auto populated
* Returned in all payout API responses and payout webhooks

## Payout Bank Metadata API

### New Fields

The payout bank metadata response now includes `fund_transfer_networks`.

#### `fund_transfer_networks` (array)

Each object contains:

| Field                         | Type    | Description                                                     |
| ----------------------------- | ------- | --------------------------------------------------------------- |
| remitter\_preference\_support | boolean | Indicates if the network can be specified in the payout request |
| name                          | string  | Name of the fund transfer network                               |
| transfer\_limit               | object  | Transfer limits specific to the network                         |

**Transfer Limit Rules**

* Limits may vary by network
* Effective payout method limits are derived as:
  * **Min limit**: max of all network minimums
  * **Max limit**: min of all network maximums

## Relevant Links

1. [Create Payout](/api-reference/tazapay-api/create-payout)
2. [Payout Bank Metadata API](/api-reference/tazapay-api/payout-bank)