> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Stablecoin-Native Platforms

> Platforms operating primarily with stablecoins but requiring fiat payouts

Stablecoin-native businesses often need to bridge crypto and fiat systems, especially for payroll, vendor payments, or off-ramps.

## How Tazapay Helps

<CardGroup cols={2}>
  <Card title="Stablecoin Collections" icon="coins">
    Accepts stablecoin collections (e.g., USDC, USDT)
  </Card>

  <Card title="Fiat Conversion" icon="arrows-rotate">
    Converts stablecoins to fiat where required
  </Card>

  <Card title="Global Payouts" icon="globe">
    Supports local fiat payouts across countries
  </Card>

  <Card title="Simplified Off-Ramps" icon="route">
    Reduces reliance on multiple off-ramp providers
  </Card>
</CardGroup>

## Integration Flow

```mermaid theme={null}
flowchart TD
    A[Employee Submits Reimbursement] --> B[Manager Review & Policy Check]
    B --> C{Approved?}
    C -->|Yes| D[Accounting Validation & Expense Mapping]
    C -->|No| E[Request Rejected\nEmployee Notified]
    E --> F[Option to Resubmit]
    D --> G[Convert to Stablecoin if Required]
    G --> H[Process Payment via Crypto Rails / Wallet]
    H --> I[On-chain Settlement / Ledger Update]
    I --> J[Employee Notified & Record Updated]

    style A fill:#e8f4e8,stroke:#333
    style B fill:#e8f4e8,stroke:#333
    style C fill:#fff9e6,stroke:#333
    style D fill:#e6f2ff,stroke:#333
    style E fill:#ffe6e6,stroke:#333
    style F fill:#fff9e6,stroke:#333
    style G fill:#e6f2ff,stroke:#333
    style H fill:#e6d9f2,stroke:#333
    style I fill:#d9f2e6,stroke:#333
    style J fill:#e8f4e8,stroke:#333
```

<Steps>
  <Step title="Collect Stablecoins">
    Platform collects funds in stablecoins
  </Step>

  <Step title="Credit Balance">
    Funds are credited to the platform's Tazapay balance
  </Step>

  <Step title="Convert to Fiat">
    Stablecoins are converted to fiat when required
  </Step>

  <Step title="Initiate Payouts">
    Platform initiates payouts to beneficiary bank accounts
  </Step>

  <Step title="Settlement">
    Tazapay handles FX, local rails, and settlement
  </Step>

  <Step title="Track & Reconcile">
    Payout status and reconciliation are tracked via APIs and dashboard
  </Step>
</Steps>

## APIs Involved

| Purpose                       | API                                                                                | Endpoint                       |
| ----------------------------- | ---------------------------------------------------------------------------------- | ------------------------------ |
| View holding balances         | [Fetch Balances](/api-reference/tazapay-api/fetch-balance)                         | `/v3/balances`                 |
| Stablecoin to fiat conversion | [FX / Conversion APIs](/api-reference/tazapay-api/fx-transaction-object)           | `/v3/fx`                       |
| Create payout                 | [Create Payout](/api-reference/tazapay-api/create-payout)                          | `/v3/payouts`                  |
| Track payout status           | [Fetch Payout](/api-reference/tazapay-api/fetch-payout)                            | `/v3/payouts/{id}`             |
| Reconciliation                | [Fetch Balance Transactions](/api-reference/tazapay-api/fetch-balance-transaction) | `/v3/balance_transaction/{id}` |
| Event handling                | [Webhooks](/api-reference/tazapay-api/payout-webhooks)                             | `payout.*`                     |

## Example

<Card title="Stablecoin Payroll Platform" icon="building">
  A stablecoin payroll platform:

  * Receives funds in USDC
  * Uses Tazapay to convert and pay employees in local fiat
  * Offers a seamless crypto-to-fiat experience to end users
</Card>

<Info>
  **Tazapay handles:**

  * Stablecoin to fiat conversion
  * Local payout networks
  * Compliance and reconciliation
</Info>