> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# QR Php

It is a rapidly growing and government-backed method for facilitating digital payments using Quick Response (QR) codes.

# How It Works

* **QR Ph Standard:** The Philippines has adopted a national QR code standard called **QR Ph**, based on the Europay-Mastercard-VISA (EMV) standard for secure payments. This ensures interoperability between different banks and e-wallets.
* **Scanning:** Users with accounts at participating banks or e-money issuers (EMIs) can use their mobile banking or e-wallet applications to scan QR Ph codes displayed by merchants or other individuals.
* **Payment Initiation:** After scanning, the app typically prompts the user to enter the payment amount (for static QR codes) or the amount is pre-filled (for dynamic QR codes).
* **Confirmation:** The user reviews the transaction details and confirms the payment within their mobile app, often using a PIN, fingerprint, or facial recognition for security.
* **Instant Transfer:** Funds are typically transferred in near real-time between the payer's and the recipient's accounts.

# Payment Method type

Users can use the below payment method type to create a transaction using QR in the available geography

* Philippines: `QR_php`

# Functionality

| Functionality           | Yes/No | Description                                                                                                    |
| ----------------------- | ------ | -------------------------------------------------------------------------------------------------------------- |
| **Refund Support**      |        |                                                                                                                |
| Full Refund             | ❌      |                                                                                                                |
| Partial Refund          | ❌      |                                                                                                                |
| **Generally Available** | ✅      | Means that the payment method is available by default and does not need any additional configuration/approval. |
| Dispute and Chargebacks | ✅      |                                                                                                                |

# Limits and Expiration

The following is the upper and lower limits for QR transactions:

* **Minimum Limit**: USD 0.01
* **Maximum Limit**: USD 860

The default expiration for a transaction is **30 minutes.**

# User Experience

Native Experience

For more details, please click [here](https://tazapay.com/country-list/philippines).