> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Paymaya Php

Paymaya is a widely used digital financial services platform that provides users with a virtual and physical prepaid card, an e-wallet, and various convenient payment solutions.

# How It Works

* Users download the PayMaya app and register for an account, typically requiring a valid mobile number.
* They can then load funds into their PayMaya wallet through various channels such as online banking, over-the-counter at partner establishments (e.g., convenience stores, remittance centers), and through PayMaya agents.
* Once funded, users can make online and in-store purchases using their virtual or physical PayMaya card or by scanning QR codes with the PayMaya app.
* The platform also enables peer-to-peer transfers to other PayMaya users, bill payments for utilities and other services, mobile prepaid reloading, and even cash withdrawals at ATMs (using the physical card).

# Payment Method type

Users can use the below payment method type to create a transaction using Paymaya in the available geography

* Philippines: `paymaya_php`

# Functionality

| Functionality               | Yes/No | Description                                                                                                    |
| --------------------------- | ------ | -------------------------------------------------------------------------------------------------------------- |
| **Refund Support**          |        |                                                                                                                |
| Full Refund                 | ✅      |                                                                                                                |
| Partial Refund              | ✅      |                                                                                                                |
| **Generally Available**     | ✅      | Means that the payment method is available by default and does not need any additional configuration/approval. |
| **Dispute and Chargebacks** | ✅      |                                                                                                                |

# Limits and Expiration

The following is the upper and lower limits for ShopeePay transactions:

* **Minimum Limit**: USD 0.5
* **Maximum Limit**: USD 850

The default expiration for a transaction is **30 minutes.**

# User Experience

Redirect Experience

For more details, please click [here](https://tazapay.com/payment-methods/paymaya).