> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Mobilebanking Thb

It is a highly prevalent and rapidly evolving method for Thai residents to manage their finances conveniently through their smartphones and tablets.

# How it Works?

* Users download the official mobile banking application(s) provided by their respective banks (e.g., Bangkok Bank Mobile Banking, SCB EASY, Krungsri Mobile App, K PLUS by Kasikornbank).
* They register and securely log in using credentials such as usernames, passwords, and increasingly, biometric authentication (fingerprint or facial recognition).
* Once logged in, users can access a wide array of banking services directly from their mobile devices, including:
  * **Account Overview:** Viewing real-time balances and transaction history for all linked accounts (savings, current, credit cards, loans).
  * **Fund Transfers:** Transferring money to other accounts within the same bank or to accounts in other banks via various methods like PromptPay, account number, or QR code.
  * **Bill Payments:** Paying a wide range of bills, including utilities (electricity, water), telecommunications, credit cards, and government services.
  * **Mobile Top-ups:** Recharging prepaid mobile phone credit for themselves or others.
  * **Investment Services:** Accessing information and potentially managing investments in mutual funds or other financial products offered by the bank.

# Payment Method type

Users can use the below payment method type to create a transaction using Mobile Banking in the available geography

* Thailand: `mobilebanking_thb`

# Functionality

| Functionality               | Yes/No | Description                                                                                                    |
| --------------------------- | ------ | -------------------------------------------------------------------------------------------------------------- |
| **Refund Support**          |        |                                                                                                                |
| Full Refund                 | ✅      | Only if mobile number is provided                                                                              |
| Partial Refund              | ✅      | Only if mobile number is provided                                                                              |
| **Generally Available**     | ✅      | Means that the payment method is available by default and does not need any additional configuration/approval. |
| **Dispute and Chargebacks** | ✅      |                                                                                                                |

# Limits and Expiration

The following is the upper and lower limits for Mobile Banking transactions:

* **Minimum Limit**: USD 0.6
* **Maximum Limit**: USD 19000

There is no default expiration for a mobile banking transaction.

# User Experience

Redirect Experience

For more details, please click [here](https://tazapay.com/country-list/thailand).