> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Internet Banking Inr

It is a widely adopted and essential service offered by banks across India, enabling customers to manage their finances and conduct various banking transactions online.

# How it Works?

* Customers register for internet banking services through their respective banks, typically involving a secure login process with usernames and passwords, often enhanced with One-Time Passwords (OTPs) for transaction authorization.
* Once logged in, users can access a comprehensive suite of banking services through the bank's website or dedicated mobile application, including:
  * **Account Information:** Viewing account balances, transaction history, and statements.
  * **Fund Transfers:** Transferring money between their own accounts, to other accounts within the same bank, and to accounts in other banks (using NEFT, RTGS, IMPS).
  * **Bill Payments:** Paying utility bills (electricity, water, gas), mobile and DTH recharges, and other recurring payments.
  * **Investments:** Managing investments in fixed deposits, mutual funds, and other financial products offered by the bank.
  * **Loan Management:** Viewing loan details, making EMI payments, and applying for new loans.
  * **Service Requests:** Requesting cheque books, updating contact details, and other account-related services.

# Payment Method type

Users can use the below payment method type to create a transaction using Internet Banking in the available geography

* India: `interenet_banking_inr`

# Functionality

| Functionality                | Yes/No | Description                                        |
| ---------------------------- | ------ | -------------------------------------------------- |
| **Refund Support**           |        |                                                    |
| Full Refund                  | ✅      |                                                    |
| Partial Refund               | ❌      |                                                    |
| **Generally Available**      | ❌      | Onboarding approval required. Usual SLA is 1 week. |
| **Disputes and Chargebacks** | ✅      |                                                    |

# Limits and Expiration

The following is the upper and lower limits for Internet Banking transactions:

* **Minimum Limit**: USD 0.02
* **Maximum Limit**: USD 5000

The default expiration for a transaction is **24 hours.**

# User Experience

Redirect Experience

for more details, click [here](https://tazapay.com/country-list/india).