> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Fpx Myr

**FPX (Financial Process Exchange) in Malaysia:** A widely adopted online payment gateway that facilitates real-time direct debit from a customer's bank account to an online merchant's account.

# How It Works

* During online checkout, customers select FPX as their payment method.
* They are then redirected to a secure FPX page where they choose their preferred bank from a list of participating Malaysian banks (which includes most major banks like Maybank, CIMB, Public Bank, and many others).
* Customers log in to their online banking portal using their existing bank credentials.
* They review the payment details (amount and payee) and authorize the transaction, often requiring a second-factor authentication method like a One-Time Password (OTP).
* Once the payment is authorized, the funds are debited from the customer's bank account in real-time, and both the customer and the merchant receive a payment confirmation.

# Payment Method type

Users can use the below payment method type to create a transaction using FPX network in the available geography

* Malaysia: `fpx_corp_myr` / `fpx_ind_myr`

# Functionality

| Functionality           | Yes/No | Description                               |
| ----------------------- | ------ | ----------------------------------------- |
| **Refund Support**      |        |                                           |
| Full Refund             | ✅      |                                           |
| Partial Refund          | ✅      |                                           |
| **Generally Available** | ❌      | Requires approval. Usual SLA is 3-4 weeks |
| Dispute and Chargebacks | ✅      |                                           |

# Limits and Expiration

The following is the upper and lower limits for FPX transactions:

* **Minimum Limit**: USD 0.5
* **Maximum Limit**: USD 20000

There is no default expiration for a FPX transaction.

# User Experience

Redirect Experience

For more details, please click [here](https://tazapay.com/payment-methods/fpx).