> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Creating Entities

> An entity represents an underlying customer that exists within the platform's master account, rather than as a separate account

<AccordionGroup>
  <Accordion title="Key Characteristics">
    * The account remains owned by your platform
    * All balance movements affect your single master balance
    * The entity is used for attribution, compliance visibility, and reporting
    * Funds remain in your platform’s flow
  </Accordion>

  <Accordion title="When This Model Is Typically Used">
    * Your platform is licensed to handle funds
    * You want consolidated balances
    * You need attribution without account-level separation
  </Accordion>

  <Accordion title="Operationally, How This Works">
    * Payouts / Collections are created on behalf of the entity
    * The entity represents the actual business or individual involved in the transaction
    * Tazapay attributes transactions, risk checks, and reporting to the entity
    * Financial impact continues to reflect on your platform’s master balance
  </Accordion>
</AccordionGroup>

## How Entities Are Created

Entities are created via the [Create Entity API](/api-reference/tazapay-api/create-entity). Entity creation can follow either of the two onboarding paths:

<CardGroup cols={2}>
  <Card title="Full Entity Creation" icon="building" href="/getting-started/core-concepts/full-entity-creation">
    Full onboarding with document review and approval by Tazapay before transactions can begin.
  </Card>

  <Card title="Simplified Entity Creation" icon="bolt" href="/getting-started/core-concepts/simplified-entity-creation">
    Lightweight onboarding with no approval required — entities become active instantly.
  </Card>
</CardGroup>