> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> A [collect](/api-reference/tazapay-api/collects) represents an incoming payment received into a Collection Account

A [collect](/api-reference/tazapay-api/collects) represents a single incoming payment whether received via local rail, SWIFT, or stablecoin transfer. Each collect captures the amount, currency, sender details (where available), the receiving account or wallet, the [on behalf of](/collection-accounts/integration-guides/collections-on-behalf-of) entity ID, and the transaction's current state.

Collects are created automatically by Tazapay as funds arrive. You can subscribe to [webhook events](/api-reference/tazapay-api/collect-webhook) to be notified of new collects in real time, and use the dashboard or API to inspect each one.

For the full structure of the object and every state it can move through, see the API reference:

<CardGroup cols={2}>
  <Card title="Collect Object" icon="receipt" href="/api-reference/tazapay-api/collects">
    Full field-level reference for the Collect object, with examples.
  </Card>

  <Card title="Collect State Machine" icon="diagram-project" href="/api-reference/tazapay-api/collect-state-machine">
    Every state a collect can move through, and what triggers each transition.
  </Card>
</CardGroup>

***

## What's Next

<CardGroup cols={2}>
  <Card title="Fetch Collect Details" icon="magnifying-glass" href="/collection-accounts/incoming-payments/api">
    Retrieve collect details via API, Dashboard, or Webhooks.
  </Card>

  <Card title="Holds" icon="shield-halved" href="/collection-accounts/incoming-payments/holds">
    How Tazapay screens incoming payments for compliance.
  </Card>

  <Card title="Reversals" icon="rotate-left" href="/collection-accounts/incoming-payments/reversals">
    What happens when a collect fails and funds are returned.
  </Card>

  <Card title="FX" icon="money-bill-transfer" href="/collection-accounts/incoming-payments/fx">
    How incoming funds are held, and when conversion happens.
  </Card>
</CardGroup>