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# Enhancement Crypto Collections: Earlier payment visibility with new state + webhook event

**Release type:** Enhancement (Backward-compatible)
**Applies to:** Crypto / Stablecoin Collections

## What's new

We've introduced a new intermediate collect state and corresponding webhook event to provide earlier visibility into stablecoin payment progress while blockchain confirmation is still pending.

**Updated state flow for Crypto Wallets:**

`collect.on_hold` → `collect.detected` → `collect.succeeded` or `collect.failed`

### New Collect State + Webhook Event

#### `collect.detected`

| Field         | Value              |
| ------------- | ------------------ |
| State         | `detected`         |
| Webhook event | `collect.detected` |

* Triggered when an inbound transaction is first detected on-chain, prior to final confirmation.
* Provides early visibility while confirmations are pending.
* Default subscription: **ON**

## Why we made this change

Blockchain confirmations can take a few minutes depending on network conditions. This intermediate state and event improve visibility during that window without changing the final settlement timing.

## Backward compatibility

This enhancement is **non-breaking**:

* Existing merchants who do not consume the new states/events will continue receiving final outcomes normally.
* `collect.succeeded` and `collect.failed` semantics remain unchanged.

## What hasn't changed

* Final confirmation timing remains the same
* Funds are credited only after full blockchain confirmation
* No impact on balances, payouts, or settlement behavior